This notice is not from a debt collector but from the party to whom the debt is owed.
Kansas Notice by Mail to Debtor of Action if Payment not Made
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Multi-State
Control #:
US-01748BG
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Word;
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Description
How to fill out Notice By Mail To Debtor Of Action If Payment Not Made?
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FAQ
16a-5-110. (UCCC) Notice of consumer's right to cure. (1) After a consumer has been in default for 10 days for failure to make a required payment in a consumer credit transaction payable in installments, a creditor may give the consumer the notice described in this section.
Kansas is a "self help" repossession state. This means that a car can be repossessed, in ance to the terms of the contract, without obtaining a court approval to take the car. The law normally requires that the borrower be notified and that the repossession takes place without trespass or "breach of peace".
16a-5-110. (UCCC) Notice of consumer's right to cure. (1) After a consumer has been in default for 10 days for failure to make a required payment in a consumer credit transaction payable in installments, a creditor may give the consumer the notice described in this section.
The most common means of collecting a judgment: A garnishment is an order of the court directing a garnishee (one who owes money to the debtor, such as an employer or banking institution) to pay all or part of the money into the court. If the garnishment is not contested, the money will be applied to the judgment.
21-5509. Electronic solicitation. (a) Electronic solicitation is, by means of communication conducted through the telephone, internet or by other electronic means, enticing or soliciting a person, whom the offender believes to be a child, to commit or submit to an unlawful sexual act.
A Kansas judgment is enforceable for five (5) years. If not renewed, or executed within this period, it will become dormant and cease to operate as a lien on the defendant's real estate.
Once the 10 days have passed, you should receive a right to cure letter explaining that you have an additional 20 days to pay what you owe before your lender has the right to repossess your car.
