Kansas Coverage for Interns under the Affordable Care Act

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US-0540BG
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Interns can be terrific additions to a nonprofit's capacity building journey, but it's important to clarify whether they are unpaid volunteers or paid employees. Companies should make sure they comply with U.S. Department of Labor requirements so that unpaid interns cannot claim entitlement to wages or make other claims against the employer. Companies should also be aware whether or not these employees are covered under the Affordable Care Act.

How to fill out Coverage For Interns Under The Affordable Care Act?

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FAQ

In Kansas, you can enroll in ACA Marketplace plans through HealthCare.gov or an approved enhanced direct enrollment (EDE) entity. EDE makes it easier to sign up for health insurance by applying directly through private websites or third-party entities.

Where competition for interns is fierce, I have seen internships pay very well. But this is not the case around the world and across every industry. Often, companies can acquire the talent they need among candidates for internships without paying a high wage. In those cases, wages and benefits can be low.

Interns and part-time employees are allowed to participate in a 401(k) program if they meet plan eligibility requirements. An employee may generally participate in a qualified 401(k) plan if they meet the following conditions: Age requirement: The employee must be at least 21 years old.

Interns may be considered covered employees Paid interns working more than 30 hours per week may be considered eligible employees who should receive health coverage insurance. Exceptions may include: Interns employed by a company for fewer than 120 days.

The opportunity to sign up for health insurance is guaranteed to many full-time employees. Unpaid interns do not qualify as full-time employees, but paid interns may qualify for benefits under certain circumstances. Seasonal employees of six months or less are also exempt from health insurance requirements.

Internships can help to expand your employee candidate pool. It is an excellent opportunity to identify great talent, build connections, and eventually hire the right people. It could be the solution to your hiring needs in a competitive labor landscape.

Some employers choose to offer temps and interns only medical coverage. The ACA employer mandate does not require an offer of other health benefits (such as dental and vision coverage) to avoid potential penalties.

The ACA guarantees that consumers with pre-existing conditions can apply for and purchase health insurance if they're otherwise eligible. Consumers may generally renew an existing policy regardless of their health status.

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Kansas Coverage for Interns under the Affordable Care Act