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Judicial States: Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Vermont, and Wisconsin.
Under Kansas law, the redemption period is generally 12 months after the foreclosure sale. (Kan.
In Kansas, foreclosure actions are subject to a five-year statute of limita- tions.
Redemption period 3-12 months 3 months if less than 1/3 of the first mortgage indebtedness has been paid - 12 months if less than 1/3 of the first mortgage indebtedness is still due and owing. The period for mortgage balances in between is left up to the court to establish.
In Kansas, the foreclosure process may proceed as: judicial sale, which requires that the process go through court. Public notice must be given and require all parties to be notified regarding the proceedings. Be sure to read your mail carefully and act promptly on notices you receive.
Put your name, address, phone number, loan number, and date on the top of the letter. List the name and address of your lender. information about any money you have saved for a workout agreement. Tell the lender you are working with a foreclosure counselor and include their name and agency.
If you default on your mortgage payments for your home in Kansas, the foreclosure will be judicial.