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HIPAA's "portability" protection means that once a person obtains creditable health plan coverage, he or she can use evidence of that coverage to reduce or eliminate any preexisting medical condition exclusion period that might otherwise be imposed when moving to another health plan.
The definition of ?group health plan? is adopted from the statutory definition at section 1171(5)(A), and excludes from the rule as ?health plans? only the few insured or self-insured ERISA plans that have less than 50 participants and are self administered.
A Group Health Plan is an employee welfare benefit plan covering 50 or more Participants established by an employer or employee organization like a labor union called the ?Plan Sponsor? that pays for or provides employee or member Medical Care or, regardless of size, is administered by someone besides the Plan Sponsor.
Portability is the option to move certain employee benefits along with you if you change employers. Health insurance benefits are made portable through HIPAA legislation and COBRA continuation of coverage.
The Health Insurance Portability and Accountability Act (HIPAA) lays out three rules for protecting patient health information, namely: The Privacy Rule. The Security Rule. The Breach Notification Rule.
The HIPAA portability provision, as the name implies, is designed to improve the portability of health coverage for people who are changing jobs and to make it easier to add family members to an employees' coverage. HIPAA portability applies to group health plans and issuers of group health plans.
When you apply for a HIPAA plan, you should provide a Certificate of Creditable Coverage from your last health plan. This is a letter that says how long you have been covered and provides proof that you have had at least 18 months of coverage.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient's consent or knowledge.