Kansas Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 is a legal document used in bankruptcy cases in the state of Kansas. It is designed to provide detailed information about creditors who have secured claims on the debtor's property. This form helps the debtor, the bankruptcy trustee, and the court to understand the nature and extent of these secured claims. The purpose of Schedule D is to ensure that all secured creditors are identified, and their claims are properly accounted for in the bankruptcy proceedings. It is crucial because secured creditors have a legal right to take possession of specific assets if the debtor fails to meet their financial obligations. Different types of Kansas Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 can include: 1. Mortgage lenders: This category includes creditors who hold secured claims on real estate properties, such as homes or commercial buildings. The form seeks details about the mortgage lender, the outstanding debt, and the property securing the loan. 2. Auto loan lenders: This category covers creditors who have provided funds for the purchase of vehicles. It requires information about the lender, the remaining loan balance, and the collateralized vehicle. 3. Secured credit card issuers: Some creditors secure their loans by holding a lien on the debtor's credit card purchases. These creditors may also be listed on Schedule D, providing their contact information and the outstanding balance owed. 4. Personal property creditors: This category includes lenders who have secured claims on specific personal property, such as equipment, machinery, or inventory. Schedule D would require details regarding the creditor, the property securing the loan, and the outstanding balance. 5. Other secured creditors: Any other type of creditor holding a secured claim, such as a pawnshop or a supplier with a security interest, would also be listed on Schedule D. The form provides a space for describing the nature of the secured claim and the associated collateral. In conclusion, Kansas Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 is a crucial document used in bankruptcy cases to identify and document the secured claims of various creditors. It helps in the fair distribution of assets and ensures transparency within the bankruptcy proceedings. The different types of creditors listed on Schedule D vary depending on the nature of the secured claim and the collateral involved.