The Kentucky Affidavit for Order of Wage Garnishment is a document used by creditors or debt collection agencies to collect money owed to them by a debtor. This document is filed with the court and, upon approval, allows the creditor to garnish the wages of the debtor. Kentucky has three types of wage garnishment: voluntary wage assignment, court-ordered wage garnishment, and IRS levy. Voluntary wage assignments are initiated by the debtor and are used as an alternative to bankruptcy. Court-ordered wage garnishments are initiated by a creditor and require a judge’s approval. IRS levies are initiated by the IRS and are used to collect unpaid taxes. The Kentucky Affidavit for Order of Wage Garnishment must be completed and signed by the creditor or debt collector, and must include the following information: the name and address of the debtor, the amount owed, the creditor’s reasons for the garnishment, and the proposed payment plan. Once the document is approved by the court, the debtor’s wages will be garnished until the debt is paid in full.