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If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.
Signs of identity theft Mail that you're expecting doesn't arrive. You get calls or texts about products and services you've never used. Strange emails appear in your inbox. A sudden increase in suspicious phone calls, texts or messages through social platforms.
Federal prosecutors work with federal investigative agencies such as the Federal Bureau of Investigation, the United States Secret Service , and the United States Postal Inspection Service to prosecute identity theft and fraud cases.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
Penalties for Identity Theft A state conviction for identity theft can carry serious penalties, including fines, forfeiture and jail time. Identity theft is a Class D felony, punishable by one to five years' imprisonment. Trafficking in stolen identities is a Class C felony, punishable by five to ten years in prison.
Use a credit monitoring service Consider signing up for a credit monitoring service that notifies you when changes are posted to your credit report. This is one of the fastest ways to find out if someone has opened new accounts in your name.