Kentucky Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment

State:
Multi-State
Control #:
US-01428BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. This Act sets forth strict rules regarding communicating with the debtor.


The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m. He can contact the debtor at home, but cannot contact the debtor at the debtor's club or church or at a school meeting of some sort. The debtor cannot be contacted at work if his employer objects.

How to fill out Letter Informing Debt Collector Not To Communicate With Debtor At Debtor's Place Of Employment?

Finding the appropriate authorized document template can be a challenge.

Certainly, there are numerous templates available online, but how can you access the official form you need.

Use the US Legal Forms website.

If you are a new user of US Legal Forms, here are some basic guidelines for you to follow: First, ensure you have selected the correct form for your city/county. You can view the form using the Preview button and read the form description to confirm it is suitable for you. If the form does not meet your requirements, utilize the Search field to find the appropriate form. Once you are certain that the form is correct, click the Purchase Now button to acquire the form. Choose the pricing option you prefer and enter the necessary details. Create your account and complete your purchase using your PayPal account or credit card. Select the file format and download the authorized document template to your device. Complete, modify, print, and sign the downloaded Kentucky Letter Informing Debt Collector to Cease Communication with Debtor at Debtor's Place of Employment. US Legal Forms is the largest collection of legal documents where you can locate various document templates. Use the service to obtain professionally drafted papers that adhere to state standards.

  1. The service offers a vast array of templates, such as the Kentucky Letter Informing Debt Collector to Cease Communication with Debtor at Debtor's Place of Employment.
  2. These can be utilized for both business and personal purposes.
  3. All documents are verified by experts and comply with state and federal regulations.
  4. If you are already registered, Log In to your account and click the Download button to obtain the Kentucky Letter Informing Debt Collector to Cease Communication with Debtor at Debtor's Place of Employment.
  5. Use your account to review the legal forms you have previously purchased.
  6. Navigate to the My documents tab in your account to retrieve another copy of the form you need.

Form popularity

FAQ

A debt collector can only contact your friends, employer, relatives or neighbours to get your telephone number or address. This does not apply in the following cases: the person being contacted has guaranteed (or co-signed) your loan. your employer is contacted to confirm your employment.

As with a debt collector, you can tell the creditor to stop calling you at work. It's also a good idea to advise that creditor in writing, stating specifically that such calls are forbidden at your workplace. But unlike the FDCPA, the FTCA doesn't give you a right to sue the creditor for violations.

This means that debt collectors cannot harass you in-person at your work. However, a debt collector, like a credit card company, may call you at work, though they can't reveal to your co-workers that they are debt collectors. If you ask the debt collector not to contact you at work, by law they must stop.

This means that debt collectors cannot harass you in-person at your work. However, a debt collector, like a credit card company, may call you at work, though they can't reveal to your co-workers that they are debt collectors. If you ask the debt collector not to contact you at work, by law they must stop.

Come to your workplace However, a debt collector, like a credit card company, may call you at work, though they can't reveal to your co-workers that they are debt collectors. If you ask the debt collector not to contact you at work, by law they must stop.

How Can I Give a Debt Collector a "Reason to Know" It Shouldn't Call Me at Work? Simply tell the debt collector to stop calling you at work. You don't need to ask the debt collector in writing, but it helps to keep a written record in the event of future problems.

Simply tell the debt collector that your employer doesn't want them calling your job or that you're not allowed to receive personal calls at work. Once the debt collector is aware of either situation, they are legally required to stop calling you at work.

Federal law doesn't give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number.

Can a Debt Collector Email Me at Work? Generally, under the CFPB's final rule, a debt collector can't communicate or attempt to communicate with you by sending an email to an email address that the debt collector knows is a work email address, subject to some exceptions.

Trusted and secure by over 3 million people of the world’s leading companies

Kentucky Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment