Kentucky Motion for Default Judgment against Garnishee

State:
Multi-State
Control #:
US-02714BG
Format:
Word; 
Rich Text
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Description

Most states have laws that provided that if a garnishee, personally summoned, shall fail to answer as required by law, the court shall enter a judgment against him for the amount of plaintiff's demand.


This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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FAQ

While states are free to impose stricter limits, Kentucky's law is the same as federal law. On a weekly basis, the garnishment can't exceed the lesser of: 25% of your disposable earnings for that week, or. the amount by which your disposable earnings for that week surpasses 30 times the federal minimum hourly wage.

Once a judgment is issued, the creditor starts garnishments and attachments. A summary judgment happens when there are no disputed facts and there is no need for a trial. If both sides are in agreement as to what happened then the judge makes his decision.

You may be able to negotiate a settlement with the debt collector to allow you to pay off the judgment under better terms. In Limited Civil cases (cases for $25,000 or less), if the other side will not agree to a payment plan, you can ask the judge to order a payment plan. This requires filing a motion.

To ask the judge to set aside your default judgment, you must file a ?motion? (a formal written request) with the court.

One of the most successful methods used to stop wage garnishment is by filing Chapter 7 bankruptcy, where you get a total fresh start. Or filing Chapter 13 bankruptcy reorganization, which pays back a reduced amount that you can afford and affects your credit less.

What States Prohibit Bank Garnishment? Bank garnishment is legal in all 50 states. However, four states prohibit wage garnishment for consumer debts. ing to Debt.org, those states are Texas, South Carolina, Pennsylvania, and North Carolina.

With few exceptions, all wages are fully protected from garnishment in North Carolina, Pennsylvania, South Carolina, and Texas. Judgment creditors may seek to evade these protections by serving the wage garnishment order on the consumer's employer's office in another state.

The government limits the amount of your disposable earnings that can be garnished from each of your paychecks. Most creditors can't take more than 25% of your disposable earnings or the amount by which your income that exceeds 30 times the federal minimum wage, whichever is less.

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Kentucky Motion for Default Judgment against Garnishee