Kentucky Sample Letter for Original Recorded Warranty Deed: A Comprehensive Guide Introduction: A Kentucky Sample Letter for Original Recorded Warranty Deed is a crucial document for individuals involved in real estate transactions within the state of Kentucky. This legally binding document provides evidence of the transfer of ownership rights from the seller (granter) to the buyer (grantee) and serves as proof of a guarantee of clear title and protection against third-party claims. Description: A Kentucky Sample Letter for Original Recorded Warranty Deed typically includes the following sections: 1. Heading: The letter usually starts with a prominent heading that includes the words "Original Recorded Warranty Deed" and the names of the granter and grantee. 2. Recitals: This section provides background information related to the real estate transaction, including the date of the contract, the consideration paid, and a brief description of the property being transferred. 3. Granting Clause: The granting clause clearly states the seller's intention to transfer the property to the buyer without any encumbrances or claims. 4. Legal Description: A detailed legal description of the property is essential to define its boundaries accurately. This section includes the property's address, county, state, and reference to any previously recorded documents. 5. Covenants: Covenants are legally binding promises made by the seller to the buyer. In a warranty deed, common covenants include the covenant of basin (guarantee of clear title), covenant against encumbrances, covenant of quiet enjoyment, covenant of further assurances, and covenant of warranty forever. 6. Execution and Acknowledgment: The deed must be signed and acknowledged by the seller in the presence of a notary public or other authorized officer. The notary public then affixes their seal and certifies the acknowledgment. 7. Delivery and Acceptance: This section states that the deed has been delivered to the grantee and accepted by them, indicating their consent to take ownership. 8. Recording Information: Including a statement regarding the intent to record the deed in the appropriate county's land records helps to establish the public nature of the transfer. Types of Kentucky Sample Letter for Original Recorded Warranty Deed: While the content remains relatively consistent, there may be variations based on specific circumstances or requirements. Some variations include: 1. Single Granter: This type of deed involves only one person (granter) who is transferring the property's ownership to the buyer (grantee). 2. Joint Granters: In the case of multiple sellers (joint granters), each granter must sign and acknowledge the deed before it becomes valid. 3. Individual Grantees: A warranty deed can be made to a single buyer (individual grantee) taking sole ownership of the property. 4. Joint Grantees: When property ownership is shared, multiple buyers may be listed as grantees. It is important to specify the type of co-ownership, such as joint tenants with rights of survivorship or tenants in common. Conclusion: The Kentucky Sample Letter for Original Recorded Warranty Deed is a critical document that protects the interests of both the buyer and seller in a real estate transaction. This detailed description provides essential guidance on drafting such a letter, ensuring a smooth transfer of property ownership within the state of Kentucky.