Dear [Applicant's Name], Thank you for your recent application for a cash advance. After careful review, we regret to inform you that your request has been denied. Despite your [positive attributes, qualifications, etc.], our company's policies and guidelines prevent us from approving your cash advance at this time. Factors such as [insert reasons, such as insufficient credit history, outstanding debts, or incomplete documentation] have contributed to our decision. Please understand that this decision has been made after a thorough evaluation of your application, and it is in no way a reflection of your character or personal qualities. We value your involvement and dedication, and we encourage you to apply again in the future if your circumstances change. We understand that a cash advance can be critical for managing unforeseen expenses, and we apologize for any inconvenience this may cause. However, we recommend exploring alternative options such as seeking financial assistance from friends or family, or considering other lending institutions that may have different eligibility criteria. If you have any questions or require further clarification regarding the denial of your cash advance, please do not hesitate to contact our customer service department at [phone number] or email us at [email address]. Our team will be more than willing to assist you with any inquiries you may have. Thank you for your understanding in this matter, and we appreciate the opportunity to serve you in the future. Sincerely, [Your Name] [Your Title/Position] [Company Name]