Kentucky Borrowers Certificate Form

State:
Multi-State
Control #:
US-BC197
Format:
Word; 
PDF; 
Rich Text
Instant download

Description

"Borrowers Certificate Form" is a American Lawyer Media form. This is form is a borrowers certificate that is used for the borrowers certification.

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FAQ

Payoff statement requests can be made by contacting a Customer Service representative toll free at ?800-341-5622, extension 290. Please note that your principal balance is not a payoff quote. If you have more than one loan with KHC, a separate payoff quote is required for each loan.

Kentucky Revised Statutes Chapter 286.8 governs mortgage loan companies and brokers.

How to Become a Loan Officer in Kentucky Request an NMLS Account. ... Complete NMLS-Approved Pre-Licensure Education. ... Pass the SAFE Mortgage Loan Officer Test. ... Complete State and FBI Criminal Background Checks. ... Complete the NMLS Application. ... Secure Your Employer Sponsorship.

Property Eligibility Borrower must occupy the home within 60 days of closing and for duration of loan. New or previously occupied detached, single-family home. New or previously occupied condominium, townhouse, or attached unit in a planned unit development. Check with lender for eligible condominiums.

Purchase price up to $481,176 with Secondary Market? or Mortgage Revenue Bond (MRB) income limits. Assistance in the form of a loan up to $10,000 in $100 increments. Repayable over a 10-year term at 3.75 percent. Available to all KHC first-mortgage loan recipients.

Kentucky Housing Corporation (KHC) invests in affordable housing solutions by offering programs and services designed to develop, preserve, and sustain affordable housing throughout the state.

Here are some general FHA loan requirements for Kentucky. A credit score of 580 or higher: A lender may accept credit scores of 500-579 under certain conditions. A credit score lower than 580 will require a larger down payment. Minimum of two years employment: Must have verifiable, steady, and consistent income.

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Kentucky Borrowers Certificate Form