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Courts will generally order the arrest of a debtor only on the request of the creditor or debt collector, some of whom make it a practice of seeking warrants, ... In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ...The Bureau also proposes to require a debt collector to provide prompts that a consumer could use to dispute the debt, request information about ... (f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... Many debt collectors utilize the same collection letters in multiple states.customers (the Debtors) fail to pay their bills on time, the Clients ... B. The FDCPA Does Not Cover Mortgage Foreclosure: Thethe debt or to request information about the original creditor, the debt collector must cease ... Prior to the enactment ofthe Fair Debt Collection Practices Act I (the "Act"), debtors seeking recourse against debt collectors had to resort to common law ... Creditor is not a debt collector for the purposes of the FDCPA and creditors are not subject to the FDCPA when collecting their accounts." Montgomery v. (w) "Judgment creditor" is the party awarded relief in a lawsuit and is(2) Any collection agency seeking to collect on an alleged consumer debt;. Republic then issued a second notice of default based on the debtors ?ceasingThis new type of communication would permit a debt collector to leave a ...