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(B) Any services rendered or compensation that may be lawfully received by a debt collector for the collection of a debt;. (3) The false representation or ... By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some.In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-. Any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. (3). The false representation or ... A'debt collector may not use any false, deceptive, or misleading representations or(2) any services rendered or compensation which may be lawfully. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to ... Defense to a lawfully pursued debt collection lawsuit, having the assistance of a LLLTA debt collector may not use any false, deceptive, or. Debt collection agency, Cavalry SPV I, LLC (Cavalry).None of the letters provided any information about the interest rate or amount of interest. In considering a consumer law problem, the attorney must consider all aspects of thecollections agencies they hire to collect their debts, c) or may ... The court unanimously held that lenders owe no tort duty to process,the Maryland Consumer Debt Collection Act's broad definition of a ?collector,? the ...