A Kentucky Assumed Name Certificate, also known as a fictitious name certificate or a doing business as (DBA) certificate, is a legal document filed by individuals or businesses operating under a name different from their legal or registered name. It is a way to notify the public and government agencies that an individual or entity is conducting business under an assumed name. Obtaining a Kentucky Assumed Name Certificate is mandatory if anyone wants to conduct business using a name other than their legal name. This requirement ensures transparency and prevents fraudulent activities. By filing this certificate, businesses can operate under a unique name without having to create a new legal entity. The Kentucky Assumed Name Certificate serves as proof that the business is authorized to use the assumed name and is registered with the state. It facilitates various business transactions, such as opening bank accounts, obtaining business licenses, and entering into contracts. Additionally, it protects consumers by making the true identity of the business owner readily available for verification. There are two main types of Kentucky Assumed Name Certificates: 1. Individual Assumed Name Certificate: This type is applicable to sole proprietors or individuals who want to operate a business under a name other than their legal name. For example, if John Smith wants to start a photography business called "Moments Captured," he must file an individual assumed name certificate indicating his intention to operate the business under that name. 2. Business Assumed Name Certificate: This type is applicable to organizations other than sole proprietors, such as partnerships, corporations, and limited liability companies (LCS). If a partnership named "ABC Consulting" wants to operate under a different name like "Smart Solutions," they need to file a business assumed name certificate to register the new name. When filing for a Kentucky Assumed Name Certificate, it is necessary to provide detailed information such as the legal name of the individual or entity, the chosen assumed name, the business address, and contact information. The certificate must be filed with the Kentucky Secretary of State's office along with the required filing fee. It is crucial to maintain up-to-date records by renewing the assumed name certificate periodically to ensure continued legal compliance.