Louisiana Release by Financial Institution (La. R.S._9:5172) — [FULL RELEASE] is a legal document that is signed by the borrower and the financial institution to release a loan or debt obligation. This release is used when a borrower has fully paid a loan or debt obligation to the financial institution and the financial institution agrees to release the borrower from any future obligations or liabilities associated with the loan or debt. This full release typically includes a provision that releases the borrower from any and all claims against the financial institution. There are two types of Louisiana Release by Financial Institution (La. R.S._9:5172) — [FULL RELEASE], one for secured loans and one for unsecured loans. The secured loan release typically includes a provision that releases the financial institution from any and all liens associated with the loan. The unsecured loan release does not include a lien release.
Louisiana Release by Financial Institution (La. R.S._9:5172) - [FULL RELEASE]
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B. Whoever commits the crime of criminal mischief shall be fined not more than five hundred dollars, or be imprisoned for not more than six months in the parish jail, or both.
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TITLE 14 - Criminal Law. RS 2 - Wire-tapping prohibited; penalty. A. No person shall tap or attach any devices for the purpose of listening in on wires, cables, or property owned and used by any person, for the transmission of intelligence by magnetic telephone or telegraph, without the consent of the owner.
Under Louisiana's Electronic Surveillance Act, it is illegal to intercept or record oral, wire or electronic conversations unless at least one party has consented. Violators may be subject to fines, imprisonment, and/or civil damages.
Louisiana's Electronic Surveillance Act bars the recording, interception, use or disclosure of any in-person, telephone or electronic communication without the consent of at least one party to the conversation.