This form is a sample letter in Word format covering the subject matter of the title of the form.
Subject: Disputing Inaccurate Information on the Decedent's Credit Report — Attorney Assistance Required Dear [Credit Bureau's Name], I am writing to bring to your attention a concerning matter regarding the credit report of the deceased individual, [Decedent's Full Name], who resided in Louisiana. As an attorney representing the estate of the late [Decedent's Name], I request your immediate assistance in correcting inaccuracies present within the credit report associated with the aforementioned individual. Upon thorough review of the credit report, it has come to my attention that there are several erroneous entries that may negatively impact the estate's settlement and overall financial matters. To preserve the integrity of the decedent's credit history and honor the legal proceedings, it is vital that these inaccuracies be addressed promptly. In accordance with the Fair Credit Reporting Act (FCRA) and other relevant state and federal laws, I kindly request your collaboration in investigating and rectifying the following inaccuracies: 1. Erroneous Account Status: It has come to our attention that [Decedent's Name] has been marked as having open credit accounts, despite the fact that they have passed away. This false representation may lead to incorrect assessments of their creditworthiness and potentially impact future financial decisions made on behalf of the estate. 2. Inaccurate Outstanding Balances: The credit report reflects inflated or erroneous outstanding balances on certain accounts held by the decedent. This misinformation misrepresents the true financial standing of the estate and may hinder the proper administration of the deceased individual's affairs. 3. Unfounded Late Payments or Negative Remarks: The credit report inaccurately includes late payments or negative remarks within [Decedent's Name]'s credit history. Considering that the decedent is no longer able to address or dispute these claims, it is critical to remove any baseless derogatory remarks that could harm the estate's reputation. As Louisiana law assigns specific responsibilities to creditors and credit reporting agencies when dealing with deceased individuals' credit reports, I urge you to take prompt action to rectify these inaccuracies. To assist in the investigation, I have attached relevant supporting documents, including death certificates and any other documentation required by your agency. Furthermore, I kindly request that all communication regarding this matter be directed to my attention as the authorized representative of the estate. Please note my contact information provided below for your convenience: [Attorney's Full Name] [Attorney's Firm Name] [Attorney's Address] [Attorney's Phone Number] [Attorney's Email Address] Your immediate attention to this matter is greatly appreciated, as it will allow for the timely resolution of these disputed items on the deceased's credit report. I trust that, as a responsible and compliant credit reporting agency, you will act in accordance with applicable laws and regulations to rectify these inaccuracies and ensure the fair representation of the decedent's credit history. Thank you for your prompt attention to this matter. I kindly request a written confirmation acknowledging receipt of this letter and your subsequent actions in resolving the issues addressed herein. Sincerely, [Attorney's Full Name] [Attorney's Firm Name] Enclosure: — Deatcertifica's’ss(s— - Supporting documentation
