Louisiana Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Louisiana Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax Information Services, I am writing to request a free copy of my credit report, as allowed by the Fair Credit Reporting Act (FCRA), due to the recent denial of credit. This denial was based on information contained in your credit report. I have been informed by [Name of the Lender/Financial Institution] that my credit application was rejected due to unfavorable information present in the credit report provided by Equifax. As a resident of Louisiana, I am entitled to a free copy of my credit report as per Louisiana Revised Statutes, Title 9, §7855.1. In order to assess the accuracy of the information reported, I kindly request that you provide me with a detailed copy of my credit report, including all personal information, account history, inquiries, and any public records. Please ensure that all relevant credit information from your databases is included. To expedite the process, I am providing the necessary information for you to locate my credit file: Full Name: [Your Full Legal Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I understand that, under the FCRA, you have thirty days to respond to my request. Additionally, any information that is found inaccurate, incomplete, or cannot be verified must be corrected or removed from my credit report. Please send the requested credit report to the mailing address provided above. Should you require any further documentation or information to process my request, kindly contact me at the provided phone number or email address. I appreciate your prompt attention to this matter and look forward to receiving the requested credit report within the designated timeframe. Thank you for your cooperation. Sincerely, [Your Name]

Louisiana Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Equifax Information Services, I am writing to request a free copy of my credit report, as allowed by the Fair Credit Reporting Act (FCRA), due to the recent denial of credit. This denial was based on information contained in your credit report. I have been informed by [Name of the Lender/Financial Institution] that my credit application was rejected due to unfavorable information present in the credit report provided by Equifax. As a resident of Louisiana, I am entitled to a free copy of my credit report as per Louisiana Revised Statutes, Title 9, §7855.1. In order to assess the accuracy of the information reported, I kindly request that you provide me with a detailed copy of my credit report, including all personal information, account history, inquiries, and any public records. Please ensure that all relevant credit information from your databases is included. To expedite the process, I am providing the necessary information for you to locate my credit file: Full Name: [Your Full Legal Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] I understand that, under the FCRA, you have thirty days to respond to my request. Additionally, any information that is found inaccurate, incomplete, or cannot be verified must be corrected or removed from my credit report. Please send the requested credit report to the mailing address provided above. Should you require any further documentation or information to process my request, kindly contact me at the provided phone number or email address. I appreciate your prompt attention to this matter and look forward to receiving the requested credit report within the designated timeframe. Thank you for your cooperation. Sincerely, [Your Name]