Louisiana Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Date] Experian Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for a Free Copy of Credit Report — Based on Denial of Credit Dear Experian, I am writing to request a free copy of my credit report in accordance with the Fair Credit Reporting Act (FCRA). My recent application for credit has been denied, and as per federal law, I am entitled to receive my credit report from you to review any inaccuracies or potential errors. I have included the necessary information below to assist you in processing my request promptly: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] During the evaluation of my creditworthiness, I received notification that my application was denied based on information obtained from your organization. I believe it is essential to understand the specific factors that contributed to this decision and to ensure the accuracy of the information contained within my credit report. To facilitate the investigation, I kindly request that you provide a detailed copy of my credit report, including all relevant personal and financial information. Additionally, please include any credit scores or derived ratings associated with my credit profile. I also wish to highlight that under the FCRA, I have the right to dispute any incomplete or inaccurate information found in my credit report. In the event that I discover any inconsistencies, I expect your prompt attention to verify and rectify the errors in a timely manner. Enclosed with this letter, please find the following documents for your reference and verification: 1. Photocopy of my government-issued identification (e.g., driver's license, passport) 2. Proof of current address (e.g., utility bill, bank statement) Please acknowledge receipt of this request within 30 days of its receipt. I understand that, as of April 2020, due to the ongoing COVID-19 pandemic, the credit reporting agencies are providing free weekly credit reports. If that is the case, please ensure that I receive the necessary instructions on how to access these reports. I sincerely appreciate your cooperation and prompt attention to this matter. Should you require any further information or documentation to process my request, please do not hesitate to contact me at the phone number or email provided above. Thank you for your time and assistance. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Date] Experian Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for a Free Copy of Credit Report — Based on Denial of Credit Dear Experian, I am writing to request a free copy of my credit report in accordance with the Fair Credit Reporting Act (FCRA). My recent application for credit has been denied, and as per federal law, I am entitled to receive my credit report from you to review any inaccuracies or potential errors. I have included the necessary information below to assist you in processing my request promptly: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] During the evaluation of my creditworthiness, I received notification that my application was denied based on information obtained from your organization. I believe it is essential to understand the specific factors that contributed to this decision and to ensure the accuracy of the information contained within my credit report. To facilitate the investigation, I kindly request that you provide a detailed copy of my credit report, including all relevant personal and financial information. Additionally, please include any credit scores or derived ratings associated with my credit profile. I also wish to highlight that under the FCRA, I have the right to dispute any incomplete or inaccurate information found in my credit report. In the event that I discover any inconsistencies, I expect your prompt attention to verify and rectify the errors in a timely manner. Enclosed with this letter, please find the following documents for your reference and verification: 1. Photocopy of my government-issued identification (e.g., driver's license, passport) 2. Proof of current address (e.g., utility bill, bank statement) Please acknowledge receipt of this request within 30 days of its receipt. I understand that, as of April 2020, due to the ongoing COVID-19 pandemic, the credit reporting agencies are providing free weekly credit reports. If that is the case, please ensure that I receive the necessary instructions on how to access these reports. I sincerely appreciate your cooperation and prompt attention to this matter. Should you require any further information or documentation to process my request, please do not hesitate to contact me at the phone number or email provided above. Thank you for your time and assistance. Sincerely, [Your Name]