Massachusetts Seller's Information for Appraiser provided to Buyer
Description Sellers Appraiser Provided
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FAQ
Will the homebuyer receive a copy of the appraisal? A. Yes! Regulations allow real estate agents, or other persons with an interest in the real estate transaction, to communicate with the appraiser and provide additional property information, including a copy of the sales contract.
By contrast, Massachusetts does not require sellers to provide a disclosure form or statement to potential buyers. If you work with a real estate broker or agent, he or she may ask you to complete a statement that will include a provision that indemnifies the broker or agent for any misstatements or errors on the form.
What is your license number? It's imperative that you hire a licensed appraiser. Where is your office located? Do you work alone, or with a company? Are you licensed or certified? Are you a member of the local MLS?
A home that appraises for higher than the purchase price is a benefit to buyers as it means instant equity. Its impact on sellers is subject to how motivated they are. Still, offering something for sale only to find out that it's worth much more may be enough to make a seller reconsider.
Massachusetts is one of few states that still follows a legal rule known as caveat emptor, or buyer beware. This basically mean there is not a lot you are legally required to disclose to the buyer when selling your property.
If you're a seller, you almost never see the appraisal, unless the buyer wants to show it to you. If the home appraised for more than sale price, the buyer might be a little reluctant to show the appraisal to you!
Home sellers aren't entitled to copies of the appraisals mortgage lenders conduct on behalf of their borrowers. If a home seller wants a copy of an appraisal, she should consider asking for a copy from the buyer.However, a copy may come in handy if the appraisal comes in low and price negotiations must ensue.
A: An appraisal is generally considered a professional opinion of the market value of a property, not a fact. Although it's both legally and ethically necessary to disclose a material fact, the same requirement doesn't apply to an opinion.
The lender requires an appraisal when a borrower is financing a home. The buyer usually pays for it, but this upfront cost is negotiable and could be paid by the seller.