[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Breakdown of Account Arbitrage for [Account Number] Dear [Recipient's Name], I hope this letter finds you in good health. As per our recent communication regarding the outstanding balance on my account, I am writing to request a detailed breakdown of the account arbitrages specifically, related to the state of Massachusetts. I am eager to resolve this matter promptly and want to ensure that I have a comprehensive understanding of the charges and any potential discrepancies. Considering the specific Massachusetts regulations, I would greatly appreciate the following information regarding my account arbitrage: 1. Date range for the accrued arbitrages: Please provide a breakdown of the time period during which the arbitrages have been accumulated. 2. Principal Amount: Kindly specify the principal amount owed on the account, including any outstanding fees, charges, or penalties that have been added. 3. Interest Rate Applied: Provide the interest rate that has been applied to the outstanding amount and any relevant details regarding the calculation of interest. 4. Massachusetts Tax Obligations: If there are any Massachusetts state taxes associated with the arrears, please clarify the nature of these obligations and how they impact the total amount due. 5. Late Fees: Specify any late fees that have been applied to my account and include the dates on which they were imposed. Additionally, please provide the details regarding the calculation of late fees as per Massachusetts laws. 6. Other Charges: If there are any miscellaneous charges beyond the principal amount, interest, and late fees, please outline these separately, explaining the nature and dates of each charge. As a responsible consumer, I want to ensure transparency and accuracy in the handling of my account arbitrage. Therefore, I kindly request that you provide the above information within 15 days from the date of this letter, as mandated by Massachusetts state regulations. Please send the breakdown of my account arbitrage to the address mentioned above or via email at [your email address]. Should you require any further documentation or information from my end, please do not hesitate to contact me at [your phone number]. Thank you for your prompt attention to this matter. I look forward to receiving the requested information and working towards a resolution of this account arbitrage. Yours Sincerely, [Your Name]
Massachusetts Sample Letter for Breakdown of Account Arrearage
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