Massachusetts Loan Plan for Key Employees

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Multi-State
Control #:
US-CC-23-105
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Word; 
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This sample form, a detailed Loan Plan for Key Employees document, is a model for use in corporate matters. The language is easily adapted to fit your specific circumstances. Available in several standard formats.
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FAQ

Setting specific, measurable, achievable, relevant, and time-bound (SMART) objectives is a good way to plan the steps to meet the long-term goals in your grant. It helps you take your grant from ideas to action.

The Massachusetts Deferred Compensation 457 SMART Plan is a retirement savings program available for Commonwealth of Massachusetts state and municipal employees. Eligible employees can save and invest before-tax and after-tax dollars through salary deferrals into our wide array of low fee investments options.

Under the Teacher Loan Forgiveness (TLF) Program, if you teach full time for five complete and consecutive academic years in a low-income school or educational service agency, and meet other qualifications, you may be eligible for forgiveness of up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your ...

You get all the benefits of the SMART Plan on your remaining balance. You will have to pay federal and state taxes on the amount you withdraw. You lose out on the potential for tax-deferred growth on the amount you withdraw. If you select a full lump-sum distribution, the full value of your account will be distributed.

The Plan is established under the Internal Revenue Code Section 457, which allows eligible employees to save and invest before-tax or Roth 457 contributions through salary deferrals. The Massachusetts Deferred Compensation SMART Plan is a voluntary retirement savings program.

An annual administrative fee of 0.08% of your account balance will be charged on a monthly basis. For example, if you have a $10,000 account balance, the annual administrative fee would be $8.

Apply for the Massachusetts Loan Repayment Program for Health Professionals. The MLRP is run by DPH and provides loan repayment as an incentive to practice in communities with barriers to access. PLEASE NOTE: If you are looking for the new MA Repay Program, go to MArepay.org.

Loan Repayment Assistance Programs. The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

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Massachusetts Loan Plan for Key Employees