Massachusetts Stored Value Product Agreement and Disclosures
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How to fill out Stored Value Product Agreement And Disclosures?
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FAQ
The FTC's three-day cooling-off period applies to sales of goods priced at $25 or more. It does not apply to sales of real estate, insurance, securities, or emergency home repairs. In Massachusetts, there are similar three-day rights for door-to-door sales.
As Visa put it: A merchant is permitted to offer discounts for paying in cash, however, the discount must be given as a reduction from the standard price.
What Is Dual Pricing? Dual pricing is the practice of setting different prices in different markets for the same product or service. This tactic may be used by a business for a variety of reasons, but it is most often an aggressive move to take market share away from competitors.
The Massachusetts Item Pricing Law requires food and grocery stores to individually price mark most items with the actual selling price. The law also requires food and grocery merchants to sell any item at the lowest price indicated on an item, sign, or advertisement.
For example, if a business has to pay a 3% transaction fee, they might add a 3% surcharge to the total purchase price for customers who use credit cards. Cash discounts are legal in all 50 states, while surcharges are only legal in some. Currently, credit card surcharges are illegal in Connecticut and Massachusetts.
The Consumer Protection Act (M.G.L. Chapter 93A ) protects people from unfair and misleading business actions. It gives buyers the right to sue in court and get back money they lost. The law also allows businesses to sue other businesses. This only happens when a business was dishonest or unfair to another one.
Cash discounts allowed and taken at the time of sale are excluded from the sales price of tangible personal property upon which the sales tax is based. Cash discounts which are given to customers after the time of sale are not excluded from the sales price.
Grocery Item Pricing To protect consumers and encourage retailers to keep a close eye on their item pricing, Massachusetts law states that a food store or food department may be fined $100.00 for any item that scans higher than the lowest advertised, marked or shelf tag price.