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How Is Fault Determined in Massachusetts? A driver is considered at-fault for an accident if the following requirements are met: The involved driver is more than 50% at fault, as determined by the Standards of Fault. The vehicle involved is a private passenger motor vehicle.
Massachusetts is a ?no-fault? state for car accidents. That means everyone is required to carry personal injury protection (PIP), which pays for certain accident-related expenses, such as medical bills, on a no-fault basis. Certain legal criteria must be met to file a third-party liability claim or lawsuit.
In most cases, your policy covers any accident involving your car even when it is driven by someone else with your permission.
Massachusetts is a no-fault state which means no matter who causes the accident, PIP will pay these expenses for you or anyone you let drive your car, anyone living in your household, passengers in your vehicle and pedestrians.
Are Vehicle Owners Responsible in Massachusetts Crashes? The short answer is yes. In a Massachusetts motor vehicle collision between two or more vehicles, one driver is usually considered responsible.
Reporting to the police in five days If you don't, the police may take away your license. While you have longer to file an insurance claim, insurance may deny you benefits if you don't follow the reporting requirements of Massachusetts.
Your auto insurance policy must list all licensed drivers living in your household who are related to you by blood, marriage, or adoption, including drivers already covered by their own insurance policies. You should also list any person who occasionally drives your car.