This is a financing agreement addendum to the software/services master agreement order form. It includes terms on interest and prepayments.
Massachusetts Financing
Category:
State:
Multi-State
Control #:
US-TC05082D
Format:
Word;
PDF;
Rich Text
Instant download
Description
How to fill out Financing?
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FAQ
Zero-Interest Loan Basics As its name suggests, a zero-interest loan is one where only the principal balance must be repaid, provided that the borrower honors the rigid deadline by which the entire balance must be satisfied.
Payday loan overview Payday lending is not prohibited in Massachusetts. Yet what is referred to as a "payday loan" is illegal due to the high annual percentage rate charged. Any company or individual engaging in small-dollar lending in Massachusetts must get a license from the DOB.
We're nationwide. Though we have "Massachusetts" in our name, you don't need any connection to the Bay State to borrow a MEFA Loan. We're available to families across the country for students going to school anywhere in the U.S.
MEFA Loans are private family loans, not federally held student loans, and are not covered by the suspension on repayment. However, MEFA does have relief options available.
No-interest loans can provide extra cash to pay a bill or cover an unexpected expense. But interest-free doesn't necessarily mean no cost. It's important to understand what fees ? in addition to the principal ? you may need to pay when getting a no-interest loan.
Subsidized Loans are loans for undergraduate students with financial need, as determined by your cost of attendance minus expected family contribution and other financial aid (such as grants or scholarships). Subsidized Loans do not accrue interest while you are in school at least half-time or during deferment periods.
The Massachusetts No Interest Loan (NIL) program was created to provide needy Massachusetts residents attending post-secondary educational institutions in Massachusetts with a state-funded loan. The NIL program offers zero interest loans to assist students in meeting educational costs.
Yes, a no-interest loan is legal, but be wary because no-interest loans could come with deferred interest charges that apply if you don't abide by their terms.
