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A judgment is good for 20 years, but if the plaintiff wants to enforce the judgment against land it is only good for 10 years unless the plaintiff renews it for another 10 years.
Upon service, the Garnishee has 30 days to file a Confession of Assets with the court which lists any debtor assets held.Shortly thereafter, a judge rules on the request and if decided in your favor, the bank turns over debtor funds to you.
The three-year shelf-life of affidavits of confession of judgment is sometimes overlooked by practitioners and is important to bear in mind.
A Motion to Vacate is a written request, filed with the Clerk's office, asking the court to undo the order of default and allow you to defend the case. In the motion, you must show the judge a good reason to allow your request and vacate the default. You must tell the judge why you did not file your response in time.
In Maryland, a judgment is only valid for 12 years. If you have not been able to collect your judgment within that time, you will have to renew the judgment to continue your collection efforts.