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Thus, just as a summary judgment is not a dismissal meaning a summary judgment should not be sought through a motion to dismiss a dismissal is not a summary judgment, and should not be sought thereby.

Dismissal. When a judge dismisses a foreclosure case, the matter closes and the foreclosure can't proceed. Judges may dismiss foreclosure cases if the lender can't prove it owns your mortgage or if the lender didn't follow the state's foreclosure procedure correctly.

You can stop the foreclosure process by informing your lender that you will pay off the default amount and extra fees. Your lender would prefer to have the money much more than they would have your home, so unless there are extenuating circumstances, this should work.

Foreclosure auctions are usually held at the courthouse in the county where the property is located. After a sale has taken place, it usually takes approximately 30-45 days for the sale to be ratified, however the ratification time can vary significantly from county to county.

A home foreclosure dismissed 'without prejudice' gives the lender an opportunity to get their case together. However, while the homeowner is waiting for the lender to re-file, the homeowner has time to pursue an alternative outcome, like a short sale or mortgage modification.

If you have recently lost your home to a foreclosure and the sale has already occurred, you might be able to reverse the sale or get the property back through the right of redemption.

Foreclosure Case Dismissals A foreclosure case dismissed with prejudice can't be brought again for the same default or reasons already alleged by a lender and then dismissed by a court. When foreclosure cases are dismissed without prejudice, lenders can refile later, though, that can be expensive for them.

Call the Maryland HOPE hotline at 1-877-462-7555 to find a state-approved nonprofit agency that can provide individual guidance to homeowners facing foreclosure.

Maryland Order Dismissing Foreclosure Case

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