Request For A Hearing For Referral To Maryland Insurance Fraud Division is a formal request for an administrative hearing with the Maryland Insurance Fraud Division (MID). This request is made when an individual or entity has been referred to the MID for investigation of suspected insurance fraud. It is important to note that this is a separate process from the criminal justice system, and the outcome of the hearing is not legally binding. There are two types of Request For A Hearing For Referral To Maryland Insurance Fraud Division: (1) Request for a Hearing to Determine Liability in a Referral to MID; and (2) Request for a Hearing to Determine Sanction in a Referral to MID. The Request for a Hearing to Determine Liability in a Referral to MID is used when the MID has received information from an insurance company or other source indicating that an individual or entity may have committed some form of insurance fraud. The Request for a Hearing to Determine Sanction in a Referral to MID is used when the MID has completed an investigation and determined that an individual or entity may have committed some form of insurance fraud. In both cases, the hearing is intended to determine whether the individual or entity is liable for insurance fraud and, if so, the appropriate sanctions.