Subject: Maryland Sample Letter to Foreclosure Attorney — General Demand to Stop Foreclosure and Reasons Dear [Foreclosure Attorney's Name], I am writing this letter to express my strong concern about the pending foreclosure proceedings on my property located at [address]. As a resident of Maryland, I believe it is crucial to address this matter promptly and assert my legal rights. Firstly, as a diligent homeowner, I have been actively attempting to resolve the financial challenges that led to this unfortunate situation. However, I would like to bring to your attention several extenuating circumstances that should be taken into account before proceeding with foreclosure. 1. Financial Hardship: Due to unforeseen medical expenses resulting from a family member's severe illness, we encountered significant financial setbacks that hindered our ability to meet mortgage obligations. While it has been a challenging period, we remain dedicated to restoring our financial stability and fulfilling our obligations. 2. Government Assistance Programs: I have been informed about several government programs specifically designed to provide relief to homeowners facing foreclosure, such as the Home Affordable Modification Program (CAMP) and the Maryland Mortgage Assistance Program (MAP). Given our commitment to resolving this matter, I kindly request that you explore these options as potential alternatives to foreclosure. 3. Legal Procedure Compliance: I ask you to verify whether the foreclosure proceedings have been conducted following the appropriate legal channels and in accordance with Maryland state law. I firmly believe that all necessary steps should be taken to safeguard the rights of homeowners throughout this process. Therefore, I urgently request that you cease all foreclosure activities until a thorough review of our case can be conducted. This pause will allow us to explore available options and potentially enter into negotiations with the mortgage lender to find an alternative solution. Additionally, I would greatly appreciate your guidance and expertise in identifying and pursuing all relevant foreclosure prevention options appropriate for our circumstances. I am confident that by working together, we can set aside foreclosure and find a mutually agreeable solution that benefits both parties involved. I encourage you to prioritize the importance of preserving homeownership and promoting fair practices in accordance with Maryland laws. Please consider this letter as a formal demand to stop the foreclosure proceedings on my property and address the aforementioned concerns promptly. I kindly request a written acknowledgement of this letter, indicating the actions you undertake to comply with this demand. Thank you for your attention to this critical matter. I look forward to your prompt response and cooperation. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address] Note: There are no specific types of Maryland Sample Letter to Foreclosure Attorney — General Demand to Stop Foreclosure and Reasons. However, variations may exist depending on the individual circumstances and details of the foreclosure case.