Maryland Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Maryland Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit Subject: Request for Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Dear Equifax, I am writing to request a free copy of my credit report from Equifax, as permitted under the Fair Credit Reporting Act (FCRA), specifically under Section 611. I recently received a denial of credit letter and was informed that the decision was primarily based on information contained in my Equifax credit report. Therefore, I hereby request a copy of my credit report to review the accuracy of the information provided. I have included the necessary identifying information below: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] In accordance with Maryland State law, please note the specific details relevant to my request. Maryland's law allows me to receive a free copy of my credit report within 60 days of receiving a denial of credit. Furthermore, Section 14-1203 of Maryland's Commercial Law Article stipulates that if the credit denial is based on information in my credit report, the credit reporting agency, in this case, Equifax, must provide a copy of my credit report for free upon request. It is imperative that I review my credit report to ensure accuracy and address any potential errors or discrepancies. The denial of credit has raised concerns regarding my creditworthiness, making it essential for me to have a comprehensive understanding of my credit history. If any fees are associated with obtaining a copy of my credit report, I kindly request that you waive them, as per the provisions of the FCRA and Maryland State law. Please provide the credit report by mail to the address listed above within the statutory timeframe. I appreciate your prompt attention to this matter and your adherence to the applicable laws governing credit reporting. If you have any questions or require further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name]

Maryland Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit Subject: Request for Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, Zip Code] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Dear Equifax, I am writing to request a free copy of my credit report from Equifax, as permitted under the Fair Credit Reporting Act (FCRA), specifically under Section 611. I recently received a denial of credit letter and was informed that the decision was primarily based on information contained in my Equifax credit report. Therefore, I hereby request a copy of my credit report to review the accuracy of the information provided. I have included the necessary identifying information below: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] In accordance with Maryland State law, please note the specific details relevant to my request. Maryland's law allows me to receive a free copy of my credit report within 60 days of receiving a denial of credit. Furthermore, Section 14-1203 of Maryland's Commercial Law Article stipulates that if the credit denial is based on information in my credit report, the credit reporting agency, in this case, Equifax, must provide a copy of my credit report for free upon request. It is imperative that I review my credit report to ensure accuracy and address any potential errors or discrepancies. The denial of credit has raised concerns regarding my creditworthiness, making it essential for me to have a comprehensive understanding of my credit history. If any fees are associated with obtaining a copy of my credit report, I kindly request that you waive them, as per the provisions of the FCRA and Maryland State law. Please provide the credit report by mail to the address listed above within the statutory timeframe. I appreciate your prompt attention to this matter and your adherence to the applicable laws governing credit reporting. If you have any questions or require further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name]