Maryland Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is a legal document that provides detailed information about an individual's group health plan coverage in Maryland, along with their rights under the Health Insurance Portability and Accountability Act (HIPAA). This certificate aims to ensure transparency and clarity regarding an individual's health insurance coverage and their rights to maintain coverage in various scenarios. The Maryland Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights includes key information such as the name and contact details of the health insurance provider, the policy number, and the effective dates of coverage. It also outlines the various benefits and services covered by the plan, including physician visits, hospital stays, prescription drugs, and preventive care. Under the Statement of HIPAA Portability Rights section, individuals are informed about their rights to maintain health insurance coverage even when transitioning between different group health plans or when facing certain life events such as marriage, divorce, birth or adoption of a child, or loss of employment. This section also explains the maximum coverage duration allowed during gaps in coverage and provides details on how to maintain continuous coverage. There are two primary types of Maryland Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights that may vary based on the specific group health plan. They are: 1. Employee-Provided Group Health Plan: This type of certificate is typically issued by an employer to its employees. It outlines the group health plan coverage provided by the employer, the employee's rights under HIPAA, and the procedures to follow in case of coverage changes or transitions. 2. Individual-Selected Group Health Plan: This type of certificate is usually issued to individuals who have selected a group health plan of their own choice, such as a self-employed individual or someone who is not offered coverage through their employer. It contains similar information as an employee-provided certificate but is tailored to the individual's specific plan. Overall, the Maryland Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is a crucial document that ensures individuals have a clear understanding of their health insurance coverage and their rights to maintain continuous coverage under HIPAA regulations.