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In general, you can sue any negligent party whose actions caused your car accident. While some states may limit legal action against certain entities, Maryland allows car accident victims to sue at-fault drivers, insurance companies, government entities, and third-party organizations.
The law requires that people in a car accident filing an accident report with the Motor Vehicle Administration for accidents that result in bodily injury or death. Both drivers have 15 days to file. Exceptions include: Accidents investigated by the police because the police officer will file the report.
The general rule in Maryland is that the insurance follows the car, not the driver. This means that if someone else is driving your vehicle with your permission, even if they have their own insurance, your insurance company is the one who will pay for the accident.
As the owner of the automobile, you may be held responsible by what is known as ?vicarious liability?. This term means that the owner of the vehicle may be held responsible for the act of another, especially if the driver was acting as the agent, servant and/or employee of the owner.
For relatively minor injuries (Level I), such as soft tissue sprains, whiplash, etc., the average settlement value of an auto accident case is around $15,000 to $25,000.
The only time your car insurance should go up after a hit-and-run in Maryland is if you are at fault and identified. Victims not at fault for an accident don't have to worry about their premiums rising after a hit-and-run.
Maryland is an at-fault state for car accidents. That means that drivers are allowed to sue another driver for compensation after a crash. However, there are certain insurance benefits that are not based on fault, which gives drivers additional options to recover damages after a collision.
Maryland is an at-fault state for car accidents. This means that if you are involved in a collision and another driver was to blame for it, you can pursue a claim against the motorist responsible for causing the crash.