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What Does § 20-107 Require? (a) The driver of each vehicle involved in an accident that results in bodily injury to or death of any person shall, within 15 days after the accident, report the matter in writing to the Administration.
Be safe. Ultimately, this is the most important thing to do. ... Alert help. Call 911 and inform them of the situation. ... Be informed. Identify the driver or drivers of the autos involved in the auto collision. ... Lock in any witnesses. ... Be precise. ... Get details. ... Keep quiet. ... Be vigilant.
The general rule in Maryland is that the insurance follows the car, not the driver. This means that if someone else is driving your vehicle with your permission, even if they have their own insurance, your insurance company is the one who will pay for the accident.
Maryland is an at-fault state for car accidents. This means that if you are involved in a collision and another driver was to blame for it, you can pursue a claim against the motorist responsible for causing the crash.
Law limits the amount of time you have to begin your claim and file a lawsuit formally. This deadline is called the statute of limitations. The statute of limitations for car accident claims in Maryland is generally three years.
So if you're hit by an uninsured driver in Maryland, your own insurance company will step in and pay you whatever you're carrying, so long as you have damages to that extent. In other words, your own insurance will take the place of insurance for the at-fault driver.
In these circumstances, representing both would present a conflict of interest. Where, as here, the passenger may raise a claim against her own driver, the representation of one client will be directly adverse to another.
Maryland is an at-fault state for car accidents. This means that if you are involved in a collision and another driver was to blame for it, you can pursue a claim against the motorist responsible for causing the crash.