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You can add your wife to the title by recording an Interspousal Transfer Deed or a Quitclaim Deed. You do not need to refinance the loan with the lender to add your wife to title...
Resolving Small Ambiguities: The Scrivener Affidavit. Sometimes an omission attracts attention just after recording. The Correction Deed: Stronger Than a Scrivener's Affidavit. Obtain your correction deed form. Execute the correction deed. Record the correction deed.
Today's question is is it possible to deed real estate to someone without them knowing it? Strictly speaking, the answer is no. Because it does not meet the acceptance element of a valid deed transfer. Us lawyers must learn to speak in elements because it governs everything that we do.
The drawback, quite simply, is that quitclaim deeds offer the grantee/recipient no protection or guarantees whatsoever about the property or their ownership of it. Maybe the grantor did not own the property at all, or maybe they only had partial ownership.
It is possible to be named on the title deed of a home without being on the mortgage. However, doing so assumes risks of ownership because the title is not free and clear of liens and possible other encumbrances.If a mortgage exists, it's best to work with the lender to make sure everyone on the title is protected.
A Maine (ME) quitclaim deed is a legal document by which the grantor gives up his or her legal right and title to a specific property.Though quitclaim deeds can sometimes be referred to as a quick claim, quit claim, or quit claims deed, quitclaim is correct.
The only way to add or remove a name on a deed is to have a new deed recorded. Once a document is recorded, it cannot be altered. In order to protect your legal interests, we strongly suggest that you contact an attorney to have this done for you.
The law doesn't forbid adding people to a deed on a home with an outstanding mortgage. Mortgage lenders are familiar and frequently work with deed changes and transfers.When you "deed" your home to someone, you've effectively transferred part ownership, which could activate the "due-on-sale" clause.
Recent Maine Driver's License with a physical address. Maine Vehicle Registration or other credential. Utility Bill - electric bill, water/sewer bill, cell phone bill, etc. Maine Resident Hunting and or Fishing License. Contract in their name - mortgage agreement, lease, insurance policy, insurance ID card, SR22. Tax bill.