Subject: Request for a Free Copy of Your Credit Report — Denial of Credit Dear Experian, I am writing to request a free copy of my credit report, as I have recently been denied credit. I understand that Maine residents are entitled to a free credit report under federal law, and I would like to exercise this right. As you may be aware, Experian, formerly known as TRY, is one of the major credit reporting agencies, and I believe you hold valuable information that affects my creditworthiness. Therefore, I kindly request that you provide me with a complete and accurate copy of my credit report as soon as possible. In support of my request, please find below my personal details: Full Name: [Your Name] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address, if you have moved recently] I have enclosed the required personal identification documents as well, as per your guidelines. Please find them attached to this letter. Additionally, please include any credit scores or scoring models that were utilized during the evaluation process for the credit denial. I would appreciate it if you could provide a detailed explanation for the reason(s) behind the denial, including the specific factors or data points that contributed to the decision. I would also like to remind you that, according to federal law, you must furnish a copy of my credit report within thirty days of receiving this request. If there is any delay or difficulty in processing my request, please inform me promptly, indicating the reason and the expected timeframe for completion. Finally, I would like to express my gratitude in advance for your attention to this matter. I trust that Experian will handle my request in a timely and professional manner. I look forward to receiving my credit report and the associated information. Please send it to the following address: [Your Mailing Address] Thank you for your assistance in this matter. Sincerely, [Your Name] [Your Contact Information]