[Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I am writing to request a complimentary copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), section 612. I recently applied for credit and was denied based on information contained in my credit report. Please find the relevant details below: Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Address: [Your Current Address] Phone Number: [Your Contact Number] I believe it is crucial to review and understand the information in my credit report to ensure its accuracy. As required by law, I kindly request that you provide me with a free copy of my credit report within the next 15 days. Additionally, please provide the contact information of the creditor(s) who provided adverse information leading to the denial of credit. I would like to reach out to them directly to obtain further insight into their decision and address any discrepancies, if applicable. To verify my identity, I have enclosed the following documents: 1. Photocopy of my valid government-issued identification (e.g., driver's license, passport). 2. Proof of current address (e.g., utility bill, bank statement). 3. Social Security card. 4. Any other documents requested by Trans Union to establish my identity. I kindly ask that you acknowledge the receipt of this letter within five business days and promptly process my request for a copy of my credit report based on the denial of credit. Should any additional information be needed or if there are any fees associated with this request, please inform me immediately. Thank you for your attention to this matter. I look forward to receiving the requested credit report and resolving any discrepancies that may exist. Your dedication to ensuring fair and accurate credit reporting is greatly appreciated. Sincerely, [Your Name] [Your Signature] Variations of Maine Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit can include: 1. Maine Sample Letter to Experian Requesting Free Copy of Your Credit Report based on Denial of Credit 2. Maine Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit These variations allow individuals to address the credit reporting agencies individually and ensure a comprehensive review of their credit history.