Maine Clause Addressing Compliance with Legal Requirements and Insurance Recommendations

State:
Multi-State
Control #:
US-OL13064
Format:
Word; 
PDF
Instant download

Description

This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.

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FAQ

To satisfy the financial responsibility law in Maine, you must buy a minimum of $50,000 liability for the injury to or death of any one person; $100,000 liability for one accident resulting in injury to or death of more than one person; and $25,000 liability for property damage.

Most states require minimum car insurance with liability coverage for at least $25,000 in injuries per person and $50,000 per accident.

Revocable. Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event of a loss? Notice of claim.

Consideration. This is the premium or the future premiums that you have to pay to your insurance company. For insurers, consideration also refers to the money paid out to you should you file an insurance claim. This means that each party to the contract must provide some value to the relationship. Legal Capacity.

Coverage Summary Bodily injury liability pays for bodily injury you cause someone else. Property damage liability pays for property damage you cause someone else. California law requires you to have this coverage.

Third-party insurance is the bare minimum car insurance you need to drive legally on public roads.

The minimum required limits are $50,000 per person/$100,000 per accident for bodily injury, and $25,000 for property damage. A Combined Single Limit of $125,000 will also satisfy the minimum limit requirement. A serious injury or even lesser injuries involving more than one passenger can quickly exhaust these limits.

A payment made under a Contract by an applicant or purchaser to purchase benefits under the Contract.

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Maine Clause Addressing Compliance with Legal Requirements and Insurance Recommendations