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Average credit card processing fees range from 1. These fees can be charged monthly, annually or upfront when the transaction goes through.This debt payoff tool puts you on a path to pay off your debts typically from credit cards over three to five years. Credit card processing fees typically cost 1. There are three main credit card processing fees to look out for when accepting credit cards: payment processing, assessment and interchange fees. Quick Answer. Credit card processing fees can typically range from 2. Total credit card processing fees for merchants range from 1. Only some debts are eligible: DMPs are generally for credit cards, although you might be able to include certain other debts. A predictable service fee that's calculated based on the way you process debit and credit card transactions.