Michigan Proof of Financial Responsibility Form, also referred to as Michigan SR-22, is a document issued by the Michigan Secretary of State to prove a driver has the required liability insurance coverage. It is a certification from an insurance company that a driver has the minimum level of liability insurance required by the state of Michigan. The Michigan SR-22 must be kept on file with the Secretary of State for a period of three years and is required for drivers who have been convicted of a serious traffic violation, such as DUI or reckless driving. There are two types of Michigan SR-22 forms: an Owner's Certificate and an Operator's Certificate. An Owner's Certificate is required for drivers who own a vehicle, while an Operator's Certificate is required for drivers who do not own a vehicle but are still required to carry the proof of financial responsibility.
Michigan Proof of Financial Responsibility Form, also referred to as Michigan SR-22, is a document issued by the Michigan Secretary of State to prove a driver has the required liability insurance coverage. It is a certification from an insurance company that a driver has the minimum level of liability insurance required by the state of Michigan. The Michigan SR-22 must be kept on file with the Secretary of State for a period of three years and is required for drivers who have been convicted of a serious traffic violation, such as DUI or reckless driving. There are two types of Michigan SR-22 forms: an Owner's Certificate and an Operator's Certificate. An Owner's Certificate is required for drivers who own a vehicle, while an Operator's Certificate is required for drivers who do not own a vehicle but are still required to carry the proof of financial responsibility.
