Subject: Urgent Notice Regarding Failure to Provide Notice — Michigan Sample Letter to Foreclosure Attorney Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to bring a serious matter to your attention regarding the fair debt collection practices in relation to foreclosure proceedings on my property. It has come to my attention that the proper notice, as required by law, has not been provided to me during this process. As a diligent homeowner, I have been extremely proactive and responsible in managing my finances and loan repayments. However, despite my best efforts, I recently discovered that the required notice of foreclosure proceedings, which is a crucial legal requirement, was not received by me. Michigan's law, specifically Act 236 of 1961, mandates that homeowners facing foreclosure must be served with a notice provided in writing at least 30 days prior to initiating the foreclosure action. This notice must include specific details such as the outstanding amount, a breakdown of the debt, the right to cure the default, as well as the right to request a meeting to discuss possible alternatives to foreclosure. I am deeply concerned that this legal requirement was overlooked or neglected during the initiation of the foreclosure proceedings against my property. Failure to provide the proper notice deprives me of my rights as a homeowner, exposes the mortgage lender to potential legal consequences, and undermines the fair debt collection process. In light of these serious concerns, I kindly request that you take immediate action to rectify this situation. I demand that the foreclosure proceedings be halted until the proper notice has been properly served in adherence to Act 236 of 1961. Additionally, I insist on receiving written confirmation from you, within ten (10) business days from the receipt of this letter, that the notice has been properly issued and served. Failure to comply with these demands will leave me with no choice but to seek legal remedies available to me under Michigan law, including but not limited to filing a formal complaint against your firm for fair debt collection violations. I trust that you will give this matter the immediate attention it deserves and work toward a swift resolution that upholds the principles of fairness and due process. Thank you for your prompt attention to this serious matter. I expect to receive a timely response detailing the corrective steps taken. Your cooperation will be greatly appreciated. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]