This form is a sample letter in Word format covering the subject matter of the title of the form.
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Experian, I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as it is my right under the Fair Credit Reporting Act (FCRA) Section 612. I recently applied for credit with [Name of Creditor/Bank], and they have informed me that my application was denied based on information obtained from your credit bureau. To ensure accuracy and to address any discrepancies, I kindly request that you provide me with a complete and updated copy of my credit report. Please include all relevant information associated with my credit history, such as account details, payment history, public records (if any), and inquiries. Here are the details necessary for processing my request: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Driver's License Number (if available): [Your DL Number] Additionally, I would like to remind you that according to the FCRA, you have 30 calendar days to fulfill this request from the date of receipt. If any additional information is required or there are any complications, kindly notify me promptly so that we can address them. Moreover, I urge you to investigate and verify the accuracy of the information contained in my credit file, as it is of great importance for my financial well-being. If any inaccurate or incomplete information is discovered, I expect it to be corrected or deleted immediately. I kindly ask that you provide me written confirmation of any changes made to my credit report. As a Michigan resident, I would also appreciate if you could include any state-specific information or disclosures that may be required by the Michigan laws governing credit reporting. To validate my identity and ensure the security of my personal information, I have enclosed copies of the following documents: — Photocopy of my drivelicensesns— - Proof of address (e.g., utility bill, bank statement, etc.) — Social Security card (if required) Please note that I have blacked out or redacted any sensitive or unnecessary information to protect my privacy. Thank you in advance for your immediate attention to this matter. Your cooperation and timely response are greatly appreciated. If you have any questions or require further information, please do not hesitate to contact me at the phone number or email provided above. I look forward to receiving my credit report promptly to further assess and address any potential credit-related issues. Your assistance in this matter is vital for securing my financial future. Sincerely, [Your Name]
[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Experian, I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as it is my right under the Fair Credit Reporting Act (FCRA) Section 612. I recently applied for credit with [Name of Creditor/Bank], and they have informed me that my application was denied based on information obtained from your credit bureau. To ensure accuracy and to address any discrepancies, I kindly request that you provide me with a complete and updated copy of my credit report. Please include all relevant information associated with my credit history, such as account details, payment history, public records (if any), and inquiries. Here are the details necessary for processing my request: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Driver's License Number (if available): [Your DL Number] Additionally, I would like to remind you that according to the FCRA, you have 30 calendar days to fulfill this request from the date of receipt. If any additional information is required or there are any complications, kindly notify me promptly so that we can address them. Moreover, I urge you to investigate and verify the accuracy of the information contained in my credit file, as it is of great importance for my financial well-being. If any inaccurate or incomplete information is discovered, I expect it to be corrected or deleted immediately. I kindly ask that you provide me written confirmation of any changes made to my credit report. As a Michigan resident, I would also appreciate if you could include any state-specific information or disclosures that may be required by the Michigan laws governing credit reporting. To validate my identity and ensure the security of my personal information, I have enclosed copies of the following documents: — Photocopy of my drivelicensesns— - Proof of address (e.g., utility bill, bank statement, etc.) — Social Security card (if required) Please note that I have blacked out or redacted any sensitive or unnecessary information to protect my privacy. Thank you in advance for your immediate attention to this matter. Your cooperation and timely response are greatly appreciated. If you have any questions or require further information, please do not hesitate to contact me at the phone number or email provided above. I look forward to receiving my credit report promptly to further assess and address any potential credit-related issues. Your assistance in this matter is vital for securing my financial future. Sincerely, [Your Name]