The Michigan Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is an important document that provides individuals with vital information regarding their group health coverage. In accordance with HIPAA regulations, this certificate states that individuals have the right to carry their health coverage without fearing exclusion or limitations due to pre-existing conditions. This certificate serves as proof of enrollment and outlines the specific benefits, limitations, and coverage details of the group health plan. It provides a detailed description of the benefits, including medical, hospitalization, prescription drugs, preventive care, mental health, and substance abuse services. It also mentions any deductibles, co-payments, or coinsurance that may be applicable. This Michigan certificate also emphasizes the individuals' rights under HIPAA's portability provision. It assures individuals that they can transfer their coverage to a new employer's plan or maintain their coverage during periods of unemployment without facing coverage exclusions or waiting periods. The statement of HIPAA portability rights guarantees the continuity and availability of health insurance coverage for the individual and their eligible dependents. There are several types of Michigan Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights based on the type of group health plan. Some examples include: 1. Employer-sponsored group health plan: This certificate is issued by employers that offer group health insurance coverage to their employees and their families. 2. Health insurance exchange group health plan: This certificate is provided by health insurance marketplaces established under the Affordable Care Act (ACA) for individuals and small businesses to purchase health insurance coverage. 3. Government-sponsored group health plan: This certificate is applicable to group health plans offered by federal, state, or local government entities, such as Medicaid, Medicare, or government employee health plans. 4. Association group health plan: This certificate is issued by associations or professional organizations that provide group health insurance coverage to their members. Regardless of the type, each certificate of group health plan coverage with a statement of HIPAA portability rights must adhere to the guidelines set forth by the state of Michigan and comply with the regulations outlined in the Health Insurance Portability and Accountability Act (HIPAA). This ensures the protection of individuals' rights and privacy concerning their health insurance coverage.