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Assets. Debt collectors use these responses to take other steps to collect on the judgment. If the debtor does not appear in court for the. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when ...By C Stueben · 2010 · Cited by 22 ? many debt collectors utilize the same collection letters in multiple states.customers (the Debtors) fail to pay their bills on time, the Clients ... (f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... Both the State Act and FDCPA cover debt collection activities againstfalse credit information to another person or creditor, including failing to ... Debt Collector Debtor Failure Disclose Information Debtor Information Regarding Second Notice Form Notice Activities Letter False Requesting Information ... In-house collection is collection of debts by the original creditor, that is,groups that overlap depending on the industry of debt collection activity. Republic then issued a second notice of default based on the debtors ?ceasingThis new type of communication would permit a debt collector to leave a ... He focuses on bankruptcy and bankruptcy litigation on behalf of debtors, debt- ors-in-possession, trustees, creditors, and creditor committees. Hahn filed suit under the Fair Debt Collections Practices Act. (?FDCPA?) relying on § 1692e that provided ?a debt collector may not use any false, ...