This notice to Debtor indicates that creditor will levy upon earnings in 10 days time if debt is not paid.
Minnesota Notice to Judgment Debtor of Creditor's Intent to Levy Upon Earnings in 10 Days
Category:
State:
Minnesota
Control #:
MN-8919D
Format:
Word;
Rich Text
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FAQ
A garnishment judgment will stay on your credit reports for up to seven years, affecting your credit score.
After the sheriff or constable serves the paperwork to execute your judgment, the judgment debtor (the person you are trying to collect from) has ten business days after the Notice of Execution is mailed or his wages are withheld to file with the court to claim any exemptions he believes apply.
How long does a judgment last? A creditor has ten (10) years from the date the judgment was entered to collect the money owed to them by the debtor. A judgment can be "renewed" by the creditor if it is not satisfied (paid) within the 10 years.
You can also stop most garnishments by filing for bankruptcy. Your state's exemption laws determine the amount of income you'll be able to keep.
In Minnesota, the most that can be garnished from your wages is the lesser of: 25% of your disposable earnings, or. the amount by which your weekly disposable earnings exceed the greater of 40 times the federal or state hourly minimum wage.
With these changes, a garnishment that is issued will expire in six (6) months, and then a new garnishment will have to be issued. The old law forced Creditors to file a new garnishment every month for each Debtor.
If you do not return the exemption notice and bank statements to the creditor's attorney within 10 days of receiving notice of the intent to garnish your wages, the creditor can begin to garnish money from your wages, and can continue to do so for up to 70 days.
How long does a judgment last? A creditor has ten (10) years from the date the judgment was entered to collect the money owed to them by the debtor. A judgment can be "renewed" by the creditor if it is not satisfied (paid) within the 10 years.