A Minnesota Affidavit of Default is a legal document used in Minnesota to prove that a debtor has failed to pay a debt. It is typically used when a creditor is attempting to collect a debt that is past due. There are two types of Minnesota Affidavit of Default: an Affidavit of Default for Secured Transactions and an Affidavit of Default for Unsecured Transactions. The Affidavit of Default for Secured Transactions is used when a debt is secured by a lien or other security interest, such as a mortgage or car loan. The Affidavit of Default for Unsecured Transactions is used when a debt is not secured by a lien or other security interest, such as a credit card debt or medical bill. The Affidavit of Default must be notarized and must include the names of the debtor and creditor, the amount of the debt, and a statement of facts that demonstrate the debtor has failed to pay the debt.