The Minnesota Excess Fee Exhibit is a document that outlines the fees associated with borrowing from a lender in the state of Minnesota. It explains the cost of different types of loans, such as conventional, FHA, VA, and USDA loans. It also outlines the fees associated with processing the loan, such as origination fees, underwriting fees, title fees, appraisal fees, and so on. The exhibit also explains the fees for other loan services such as closing costs, prepayment penalties, and late fees. There are two types of Minnesota Excess Fee Exhibits, the Standard Exhibit and the High-Cost Exhibit. The Standard Exhibit outlines the fees for loans that are at or below the state-mandated threshold, while the High-Cost Exhibit outlines the fees for loans that exceed the state-mandated threshold.