Minnesota Permanent Total Disability Agreement (PDA) is a legal agreement that provides financial benefits to persons who have suffered severe and permanent impairments due to occupational injuries or disease. The agreement is typically made between employers and employees, or their legal representatives, to ensure that the employee is not further burdened by financial hardship due to their injury. PDA benefits are intended to cover the costs of the employee's medical treatment, lost wages, and other related expenses. There are three types of Minnesota Permanent Total Disability Agreements: (1) Total Incapacity Agreement (TIA), (2) Partial Incapacity Agreement (PIA), and (3) Partial Incapacity with Residual Wage Agreement (IRA). With a TIA, the employee is unable to perform any work at all and is entitled to receive the full amount of benefits outlined in the agreement. With a PIA, the employee is able to perform some work but has suffered a severe and permanent impairment that prevents them from engaging in gainful employment. The employee is then entitled to a percentage of the full benefits outlined in the agreement. Finally, with a IRA, the employee is able to engage in some gainful employment but has suffered a permanent impairment that prevents them from earning more than a certain amount. The employee is then entitled to a percentage of the full benefits outlined in the agreement, with any wages earned above that amount offsetting the benefit amount.