This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
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Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Correcting a Deceased Indicator on Your Credit Report If you're flagged on a single creditor account, you'll need to contact the creditor and have them update their reporting. Depending on the creditor, you may be able to file this dispute online, or you may have to call customer support to get started.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Dear [name of credit bureau]: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.
Unfortunately, ?(Detail Deceased's name) ?passed away on ?(Detail Date)?. I enclose a copy of their death certificate. They didn't leave behind any assets and there is no money to pay what they owe. Please consider writing off this debt because there is no prospect of you ever recovering any money towards it.
How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.