Subject: Urgent Request to Prevent Identity Theft — Minnesota Sample Letter to Credit Reporting Bureau or Agency Dear [Credit Reporting Bureau or Agency], I hope this message finds you well. I am writing to request your immediate assistance in preventing identity theft and safeguarding my personal information. As a resident of Minnesota, I am sincerely concerned about the rising rate of identity theft cases in our state. Thus, I kindly request you to provide me with the necessary support to protect my credit profile. Minnesota Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft: I am enclosing a copy of my identification document (Driver's License/State ID Card) along with this letter as proof of my identity. As per the federal Fair Credit Reporting Act (FCRA) and Minnesota state laws, I am entitled to place a security freeze on my credit file. I would greatly appreciate it if you could initiate this process at the earliest. Here are the specific actions I would like to request: 1. Security Freeze: Please impose a security freeze on my credit file to prevent any unauthorized access. This means that no new credit lines or loans can be approved without my explicit consent. 2. Fraud Alert: Additionally, I request you to place a fraud alert on my credit file. This will notify potential lenders and creditors to take extra precautions when processing credit applications under my name. 3. Credit Monitoring: To proactively stay informed about any suspicious activities, I kindly ask you to enroll me in credit monitoring services. Please notify me of any significant changes or inquiries made on my credit report. 4. Review Existing Accounts: I urge you to thoroughly review my existing accounts for any irregularities or fraudulent transactions. If any suspicious activity is identified, I request you to promptly notify me using the contact information provided. 5. Credit Report Access: As per my rights under the FCRA, I request a free copy of my credit report from each of the three major credit reporting agencies: Experian, Equifax, and TransUnion. Please provide these reports to the address indicated below. Enclosed Documents: 1. Copy of my identification document (Driver's License/State ID Card). Contact Information: Full Name: Date of Birth: Social Security Number: Current Address: Previous Address (if applicable): Phone Number: Email Address: Please forward all correspondence regarding this matter to: [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] I understand that resolving this request may take some time and is subject to the credit reporting agency's policies and procedures. However, I kindly request your urgent attention to this matter to prevent any potential harm to my credit and personal information. Thank you for your prompt assistance in helping to safeguard my identity. I greatly appreciate your support in preventing identity theft and maintaining the integrity of my credit profile. Sincerely, [Your Name]