The Federal Trade Commission's (FTC) Funeral Rule requires all funeral providers to give information to consumers to help them choose the services and products they want for their deceased relative or friend. Funeral providers must give you a general price of products and services when you ask in person about funeral arrangements and you have the right to keep this list. Furthermore, funeral providers must make price information available over the phone upon request. The funeral provider must give you any other information that is reasonably needed to select the funeral provider and funeral items you want, need, and are able to afford.
If the funeral provider charges a fee for buying "cash advance items," this must be disclosed to you in writing. Cash advance items are those goods and services paid for by the funeral provider on your behalf, such as cemetery plots, flowers, obituary notices, and clergy honoraria. You must also be notified if a service fee is added to the price of cash advance items, and if the funeral provider gets a refund, discount or rebate from the supplier of any cash advance item.
Minnesota Prearranged Funeral Contract with Statutory Disclosures is a legal agreement established between a funeral service provider and an individual planning their funeral arrangements in advance. This contract ensures that the individual's wishes and preferences regarding their funeral services are documented and prepared in accordance with Minnesota state laws. In Minnesota, there are two main types of prearranged funeral contracts with statutory disclosures: 1. Preened Funeral Agreement: A preened funeral agreement in Minnesota is a contract between an individual and their chosen funeral service provider. It allows individuals to determine and specify their desired funeral arrangements, including funeral ceremonies, burial or cremation preferences, casket selection, memorial services, and other relevant details. This agreement ensures that the funeral service provider will uphold the individual's preferences at the time of their passing. 2. Revocable Prearrangement: A revocable prearrangement, also known as a revocable funeral contract, is another type of Minnesota prearranged funeral contract with statutory disclosures. This contract allows individuals to set aside funds for their future funeral expenses while maintaining control and flexibility over those funds. It provides an opportunity for individuals to plan and finance their funeral arrangements, ensuring that their loved ones are not burdened with the financial responsibilities after their passing. Both types of Minnesota Prearranged Funeral Contracts with Statutory Disclosures are required to include specific statutory disclosures, such as a detailed description of the funeral goods and services to be provided, an itemized pricing list, information about the financial arrangements, and any cancellation and refund policies. These contractual arrangements prioritize transparency and protection for the individual making the arrangements. It is important for individuals considering prearranged funeral contracts in Minnesota to thoroughly review and understand the terms and conditions of the agreement. Seeking legal advice or consulting with funeral service professionals is recommended to ensure compliance with state laws and to make informed decisions regarding funeral arrangements.
